Remortgage Conveyancing Solicitors

Remortgaging with Confidence

At PM Property Lawyers, we understand that remortgaging your property is a significant financial decision that requires careful consideration. Our dedicated team of remortgage conveyancing solicitors is here to streamline the process, ensuring a smooth and efficient experience.

What is Remortgaging?

Remortgaging is when you move an existing mortgage to a new lender, or move to a different mortgage deal under the same lender. 

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Sheffield town hall pictured on a sunny day.

Experienced Remortgage Conveyancing Solicitors

Our team of remortgage conveyancing solicitors has an in-depth understanding of the intricacies involved in remortgaging transactions. Whether you’re looking to secure a better interest rate, release equity, or switch lenders, we have the knowledge and expertise to guide you through the process. With our attention to detail and proactive approach, we aim to complete your remortgage conveyancing efficiently and effectively.

Delivering a Comprehensive Remortgaging Service

We offer a comprehensive range of remortgage conveyancing services to cater to your specific needs, including:

• Title checks and property searches: our solicitors conduct thorough checks on the property title and relevant searches to ensure there are no outstanding issues or legal complications that may affect your remortgage.

• Liaison with lenders: we work closely with your new lender, ensuring that all necessary documentation and legal requirements are met promptly. Our goal is to minimise delays and facilitate a seamless transition.

• Legal documentation and contract review: our solicitors handle the preparation and review of all legal documents, including the mortgage deed, ensuring that your interests are protected throughout the process.

• Repayment of existing mortgage: we coordinate with your existing lender to ensure a smooth transfer of funds and the discharge of your previous mortgage.

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A wide angle view of Sheffield taken from the top of a hill on a sunny day.

How Long Does a Remortgage Take?

The duration of a remortgage transaction can vary depending on various factors, such as the complexity of the case, the responsiveness of involved parties, and the workload of lenders.

On average, the remortgage process typically takes between 4 to 8 weeks. However, please note that these timelines are indicative, and our team will work diligently to complete your remortgage as efficiently as possible.

Remortgage Conveyancing FAQs

Homeowners remortgage for various reasons, including securing a better interest rate, accessing equity for home improvements, or consolidating debts. Remortgaging can offer financial benefits and flexibility in managing your mortgage.

Yes, you can switch lenders during a remortgage. Our remortgaging team will handle the process of discharging the existing mortgage and registering the new mortgage with the Land Registry, ensuring a seamless transition between lenders.

There are a variety of fees involved when remortgaging, including:

  • Disbursements
  • Legal fees
  • Land Registry fees

Get in touch with our team today to discuss these fees in more detail.

Your existing mortgage will be repaid as part of the remortgage process. Your Remortgage Conveyancing Solicitor will handle the redemption of the old mortgage and ensure a smooth transition to the new mortgage terms.

Get in Touch to See How We Could Help

Interested in how our conveyancing services could help you? Contact us today to discuss your circumstances and we’d be happy help you find a solution. Call us on 0330 056 2184 or use our contact form and we’ll get back to you as soon as possible.

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